Rates


Account Product Name Minimum Opening Deposit Minimum Balance
to Obtain Annual Percentage Yield
Interest Rate Annual Percentage Yield

Interest Checking **

$1000.00

$1000.00***

.05% .05%





Statement Savings **
(If 19 years or older)
$100.00 $100.00*** .05% .05%





Statement Savings**
(If 18 years or younger)
$25.00 $25.00*** .05% .05%





Money Market Savings** $1000.00 $1000.00*** .25% .25%










Certificates of Deposit



3 Month * $500.00 $500.00 *** 0.50% 0.50%
6 Month * $500.00 $500.00 *** 1.00% 1.00%
12 Month * $500.00 $500.00 ***
1.25% 1.25%
24 Month * $500.00 $500.00 *** 1.50% 1.50%
36 Month * $500.00 $500.00 *** 1.75% 1.75%
48 Month * $500.00 $500.00 *** 2.00% 2.00%
60 Month * $500.00
$500.00 ***
2.25% 2.25%





IRAs

Certificates of Deposit

Statement Savings IRA **


see options above


$100.00





$0.00***






0.05%





0.05%

* A penalty may or will be imposed for early withdrawals on all Certificates of Deposit.

** The interest rate and annual percentage yield may change after account opening.

*** Daily Balance - The amount of principal in the account each day. 


Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 6/19/18.
For current rate information call (701) 724-3216.
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FDIC