| Account
Product Name |
Minimum
Opening Deposit |
Minimum
Balance
to obtain APY |
Interest
Rate |
Annual
Percentage Yield |
| Interest
Checking b |
$
100.00 |
|
.05% |
.05% |
| Ultimate
Checking b |
$
100.00 |
|
|
|
| Daily Balances of: |
|
|
|
|
| up to $10,000.00 |
|
|
.05% |
.05% |
| $10,000.01 - 25,000.00 |
|
|
.05% |
.05% |
| $25,000.01 and up |
|
|
.10% |
.10% |
| Statement
Savings b |
$
100.00 |
|
.10% |
.10% |
| Student
Statement Savings b |
$
100.00 |
|
.10% |
.10% |
| Money Market
Account b |
$
100.00 |
|
|
|
| Daily Balances of: |
|
|
|
|
|
up to $2,500.00 |
|
|
.10% |
.10% |
| $2,501.00 - 15,000.00 |
|
|
.10% |
.10% |
| $15,000.01 - 50,000.00 |
|
|
.15% |
.15% |
| $50,000.01 - 100,000.00 |
|
|
.15% |
.15% |
| $100,000.01 and up |
|
|
.20% |
.20% |
| 3
Month Certificate of Deposit a |
$
500.00 |
$
500.00 c |
.10% |
.10% |
| 6
Month Certificate of Deposit a |
$
500.00 |
$
500.00 c |
.20% |
.20% |
| 12
Month Certificate of Deposit a |
$
500.00 |
$
500.00 c |
.35% |
.35% |
| 24
Month Certificate of Deposit a |
$
500.00 |
$
500.00 c |
.65% |
.65% |
| 36
Month Certificate of Deposit a |
$
500.00 |
$
500.00 c |
1.00% |
1.00% |
| 48
Month Certificate of Deposit a |
$
500.00 |
$
500.00 c |
1.20% |
1.20% |
| 60
Month Certificate of Deposit a |
$
500.00 |
$
500.00 c |
1.60% |
1.60% |
| Bump-A-Rate
36 Month Certificate of Deposit a,b |
$
500.00 |
$
500.00 c |
.75% |
.75% |
| Bump-A-Balance 12
Month Certificate of Deposit a |
$
100.00 |
$
100.00 c |
.20% |
.20% |
| 15
Month Certificate of Deposit a |
$
2500.00 |
$
2500.00 c |
.70% |
.70% |
|
Month Certificate of Deposit a |
$
|
$
c |
% |
% |
a) A penalty
will be imposed for early withdrawl.
b) The interest rate and annual percentage yield may change after
account opening.
c) Daily balance. The amount of the principal in the account each
day.
Fees
could reduce the earnings on the account.
Interest
Rates and Annual Percentage Yields are current as of 01/31/2012
For
current rate information call (701) 427-5212 or (701) 683-5000
|
|